Military Veterans and Finances
Our Veterans do not overall receive huge sums of money so that they
need private or personal consultants, but everyone can use a little help with managing and/or budgeting their finances.
A small portion of the your salary can be invested to jumpstart retirement savings, college savings, general savings and also to monitor discretionary spending.
There is a lot of hue and cry about military payday loans. These loans are in fact used to target soldiers. Instead of fulfilling emergency needs, they are dragging them into huge debt situation. The promise of quick cash seems promising at first. On one hand military payday loans are a good way to improve finances, but they can form a debt trap if not managed well.
Questions to Ask a Credit counselor
- Are you licensed? Avoid firms that haven't met state rules.
- Is information free? Don't pay fees just to learn about services.
- Where's my written agreement? never commit on the phone
- Can you take time to listen? Avoid pressure to act at once.
- What are all your fees? Get a specific price quote in writing.
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